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Article on Volunteers on Site by adam

Volunteers on Site

Adam Weaver adam@allrisk.com.au
26-12-2017

Volunteers on Owner Builder Projects

People often ask us:

How can I protect my friends and family helping me on the project?

No one wants to think that family or a mate could get hurt on the project, so that's why we offer three levels of Volunteer Cover in our owner builder insurance quotes.

A Volunteer is ...

... someone working on the project as unpaid labour (including the owner builder and his or her spouse), and without the expectation of reward. Volunteers must be aged between 16 and 75, and be either the owner builder or working under the supervision of the owner builder. There is a maximum of 10 volunteers per owner builder project.

Silver Volunteer Insurance 

Covers the volunteer against loss of income following injury on the owner builder project for 75% of gross weekly salary up to $500 per week. This covers the volunteer for up to six months following injury, and has a waiting period of 21 days.

Gold Volunteer Upgrade

Extends the benefit period to twelve months following injury, and reduces the waiting period to 7 days. 75% of non-Medicare medical costs are also included up to $750.

Platinum Volunteer Upgrade

Includes the Gold upgrade, and includes benefits for childcare expenses, spouse/partner training costs, and setting up an education trust fund for children of the deceased volunteer.

Medical Expenses

Australian law prohibits general insurance from covering many medical expenses - if you or your volunteers need cover for medical costs, we'd recommend that you look into Health Insurance.

Protect Your Volunteers

This insurance is a very cost-effective add on to your owner builder insurance package, and is available with all of our quotes.

Getting a quote takes less than 90 seconds using our online form; we'll e-mail you a copy of the quote and the PDS instantly.

Why not see what we can do for you and your volunteers today?

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